Kashio

How Kashio works

Three steps from raw bank data to an accountant-ready tax summary.

01

Import your transactions

Upload your bank CSV. Kashio sorts every transaction into potential deduction, probably personal, or needs review.

  • Works with CSV exports from all major Australian banks — CommBank, NAB, ANZ, Westpac, and more.
  • Kashio detects column formats automatically, so you rarely need to map anything manually.
  • Imports and reviews are unlimited on Pro, and Kashio deduplicates overlapping statements.
02

Review with AI, and decide

Every transaction is categorised with a confidence score, highest first. Claim it, ignore it, or ask AI why it was flagged. Nothing is claimed without you.

  • Each suggestion comes with a plain-English reason and a confidence score.
  • Ask AI “Can I claim this?” for the reasoning, the ATO principles, and the evidence you'd usually need — 1 credit per question (100 AI credits a month).
  • Scan receipts with your camera — Kashio extracts the merchant, date, amount, and GST (100 scans a month) and files them in your vault, linked to the transaction.
  • Track work-from-home hours and vehicle trips as you go; both fold into your final summary.
03

Export for your accountant

When you're ready, export one consolidated, accountant-ready report — PDF or CSV, whenever you need it.

  • Potential deductions grouped by ATO category, with your WFH and vehicle figures included.
  • See a refund impact estimate before you export — an estimate only, not tax advice.
  • Receipts and any evidence notes attach where you added them.
  • The consolidated accountant report is included with Pro. No spreadsheet required.

Built on principles, not guesswork

We explain every suggestion

Most tax tools tell you what to do but not why. Kashio explains why each transaction was flagged so you can make an informed decision — not just click confirm and hope for the best.

You're always in control

Kashio never automatically claims anything. Every suggestion goes through your review. You confirm what's genuinely yours, reject what isn't, and export only when you're ready.

The export is what matters

A clean, formatted summary is what your accountant actually needs. Kashio's export replaces the spreadsheet you'd otherwise spend hours building — and it's accurate because you reviewed every line.

See it for yourself

Import a statement and find your deductions in minutes.

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Kashio helps organise and summarise your transactions. It does not replace professional tax advice.